Terms and Conditions of Using
McKay Hochman’s Web Site
McKay
Hochman Co., Inc. (“McKay Hochman”) maintains this site (the "Site") for your
information and education. Please feel free to browse the Site.
You may
download or copy materials displayed on the Site for non-commercial, personal
use only, provided you retain all copyright and other proprietary notices
contained on the materials. You may not, however, distribute, modify, transmit,
reuse, re-post, or use the content of the Site for public or commercial
purposes, including text, images, audio and video, without the written
permission of McKay Hochman. Document clients of McKay Hochman may use the
document amendments contained on this website for delivering services to their
clients, as provided in the terms of their license agreements with McKay
Hochman.
You
should assume that everything you see or read on the Site is copyrighted unless
otherwise noted. Materials may not be used except as provided in these Terms and
Conditions or in the text on the Site without the written permission of McKay
Hochman. McKay Hochman neither warrants nor represents that your use of
materials displayed on the Site will not infringe rights of third parties not
owned by or affiliated with McKay Hochman. No copyright is claimed with respect
to materials published by the U.S. government or any agency thereof.
While
McKay Hochman uses reasonable efforts to include accurate and up-to-date
information on the Site, McKay Hochman makes no warranties or representations as
to its accuracy. McKay Hochman assumes no liability or responsibility for any
errors or omissions in the content of the Site.
Frequently asked questions and answers and commentary are provided as general
guidance on the subjects covered and are not provided as legal advice
to the questioner's situation. Any legal issues should be reviewed by your legal
counsel, who can apply the law to the particular facts of your situation. The
laws, regulations, and court decisions in the employee benefits area change
frequently. Answers and commentary are believed to be correct as of the posting
dates shown. The completeness or accuracy of specific information provided on
the Site may be affected by changes in the laws, regulations, or court decisions
that occur after the date on which material is posted.
The Site
is provided to you "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR
IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Browsing
or using the Site is at your own risk.
UNDER NO
CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL MCKAY HOCHMAN BE
LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES
THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, A MCKAY HOCHMAN SITE OR
MATERIALS OR FUNCTIONS ON ANY SUCH SITE, EVEN IF WE HAVE BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES.
McKay
Hochman also assumes no responsibility, and shall not be liable for, any damages
to, or viruses that may infect, your computer equipment or other property on
account of your access to, browsing, or using the Site or your downloading of
any materials, data, text, images, video, or audio from the Site.
Images
of people or places displayed on the Site are either the property of, or used
with permission by, McKay Hochman. The use of these images by you, or anyone
else authorized by you, is prohibited unless specifically permitted by these
Terms and Conditions or specific permission provided elsewhere on the Site. Any
unauthorized use of the images may violate copyright laws, trademark laws, the
laws of privacy and publicity, and communications regulations and statutes.
Trademarks
The
trademarks, logos, and service marks (collectively the "Trademarks") displayed
on the Site, are registered and unregistered trademarks of McKay Hochman and
others. Nothing contained on the Site should be construed as granting, by
implication, estoppels, or otherwise, any license or right to use any trademark
displayed on the Site without the written permission of McKay Hochman or such
third party that may own the trademarks displayed on the Site. Your misuse of
the trademarks displayed on the Site, or any other content on the Site, except
as provided in these Terms and Conditions, is strictly prohibited.
McKay Hochman has not reviewed all of the external sites linked to the Site and is not responsible for and assumes no liability for the accuracy, content or availability of any off-site pages or any other sites linked to the Site. Your linking to any other off-site pages or other sites is at your own risk.
McKay Hochman may at any time revise these Terms and Conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Terms and Conditions to which you are bound.
Revised: 5/1/2003